Buy or Renew Your Motor Insurance in Kerala
Protect your car, bike, or commercial vehicle- motor with the right Vehicle Insurance in Kerala. AIMS Insurance Broking helps individuals and businesses in Thrissur, Kerala, and across South India compare motor insurance policies from leading Indian insurers based on vehicle type, coverage needs, risks, and budget.
What's the difference between third-party and comprehensive motor insurance?
Third-Party Motor Insurance
Covers your legal liability for injury, death, or property damage caused to third parties. This is the mandatory minimum motor insurance required for vehicles used on public roads in India.
Comprehensive Motor Insurance
Provides third-party liability protection along with coverage for damage to your own vehicle, subject to the policy terms, conditions, and exclusions.
Why is motor insurance mandatory in India? Can't I just drive carefully?
- Third-Party Protection : Covers eligible liabilities arising from injury, death, or property damage caused to others.
- Legal Requirement : Third-party motor insurance is mandatory for vehicles used on public roads in India.
- Wider Vehicle Protection : Comprehensive motor insurance can also cover damage to your own vehicle, subject to the policy terms.
Which vehicles can I insure and what affects my premium?
Car Insurance
Bike Insurance
Electric Vehicle Insurance
Commercial Vehicle Insurance
Commercial Car Insurance
Your Motor Insurance Premium Depends On:
- Vehicle Age & Type — Car, bike, and commercial vehicle type and age can affect your premium.
- Vehicle Value & Model — Vehicle value and model can influence your insurance premium.
- Location & Usage — Your location and how the vehicle is used can affect the premium.
- Claim History & No Claim Bonus — Your claim history can influence your premium and No Claim Bonus eligibility.
- Motor Insurance Coverage — Your selected motor insurance plan, coverage, and optional add-ons can affect the premium.