Miscellaneous Insurance
What exactly falls under ‘miscellaneous’ insurance?
Miscellaneous insurance is the “everything else” category—covering risks that don’t fall under life, health, motor, or property directly. It includes:
Cyber Insurance
Protection against data breaches, hacking, and online fraud
Travel Insurance
Covers trip cancellations, medical emergencies abroad, lost baggage
Jewellery Insurance
Specific cover for high-value ornaments and collectibles
Event Insurance
For weddings, conferences, exhibitions (cancellation, liability, etc.)
Equipment Insurance
Covers specialized machinery, electronics, or tools
Fidelity Insurance
Protects against employee fraud or dishonesty
Cash-in-Transit Insurance
Secures money while being transported
Personal Accident Insurance
Provides financial support in case of accidental death or disability
As a freelancer working from home, what miscellaneous insurance do I need?
Essential covers for freelancers:
- Professional indemnity: Client claims you made costly mistakes
- Cyber insurance: Laptop hacking, client data breach
- Equipment insurance: Computer, camera, tools get damaged/stolen
- Public liability: Client/visitor injured at your home office
How do I choose the right miscellaneous insurance for my specific needs?
Ask yourself these key questions:
- What could go wrong that would cost me money?
- What are my biggest business/personal risks?
- What do clients/contracts require me to have?
- What do clients/contracts require me to have?
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We are availing the services of AIMS for our company’s insurance needs and have found their service to be reliable and professional. Their support and responsiveness make them a trusted partner for our insurance requirements.
Maya George
I had a great experience with AIMS. The team was very easy to work with. They gave us all the information we needed to make the right choice for health insurance that suited our needs the most.
Maya Gopi
I had a great experience with the service at AIMS Thrissur branch. I have no words to express my appreciation for the staff at this branch. The entire team operates with professionalism.
Farhan
A very prompt and really helpful broking team. Their Kochi office was very helpful and supportive in all my insurance needs…I strongly recommend their service for any type of insurance needs.
Rithu
While dealing with AIMS Cochin office for the settlement of my claim, i really impressed with the service provided by the team in that office especially the staff Ms Renya who was attending my claim.