Dairy Insurance
I have just 2 cows for milk selling. Is dairy insurance worth the cost?
Especially for small dairy farmers! Losing even one cow means 50% income loss for you. Dairy insurance costs around ₹3-5% of the cow’s value but covers 100% loss if something happens. Government subsidies can bring your cost down to just 1-2%.
What exactly is covered under cattle insurance?
Your cows/buffaloes are protected against:
- Diseases: FMD, mastitis, tuberculosis, etc.
- Accidents: Road accidents, falls, poisoning
- Natural disasters: Floods, cyclones, lightning
- Snake bites and wild animal attacks
- Transit risks: When transporting cattle
How do I prove my cattle's identity for insurance?
Modern identification methods:
- Ear tags: Numbered tags with policy details
- Microchipping: Electronic identification (preferred method)
- Digital photos: Multiple angles, unique markings
- Aadhaar for cattle: Some states have cattle Aadhaar cards
What documents do I need to claim cattle insurance?
Keep these ready for smooth claims:
- Insurance policy copy
- Death certificate from registered veterinarian
- Post-mortem report (if required)
- Photos of the deceased animal
- Identification proof (ear tag, microchip)
- Bank account details for payment