Commercial Insurance
I run a small shop. Do I really need commercial insurance?
Absolutely! Your shop is your livelihood. One fire, theft, or customer injury could wipe out years of hard work. Commercial insurance is like having a bodyguard for your business – it protects your investment, stock, and future income. Even if you’re just starting out, basic fire and theft coverage costs less than you think.
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What types of commercial insurance should I consider?
Here are the business protection essentials:
Fire insurance
Protects against fire, riots, explosions, and natural perils like storm, flood, and lightning
Shopkeeper's package
All-in-one cover for retail businesses
Public liability
Covers if customers get hurt on your premises
Commercial vehicle
For your delivery trucks, vans, or bikes
Equipment insurance
Safeguards computers, machinery, and tools
Is any commercial insurance legally required?
Is any commercial insurance legally required?
Commercial vehicle third-party insurance
Mandatory if your business owns vehicles
Employee compensation insurance
Required for certain businesses with staff doing manual or risky work
What is employee compensation insurance?
It protects your business if an employee gets injured or falls ill while working. It covers:
- Medical expenses
- Lost wages during recovery
- Lost wages during recovery
How do commercial insurance claims work?
The process is straightforward:
01
Report immediately
Call us and the insurer ASAP
02
Document everything
Photos, FIR, bills, witness statements
03
Surveyor visit
They’ll assess the damage
06
Submit paperwork
We help with all required documents
05
Get settlement
Money transferred to your account
Coverage Made Right
Guidance Made Simple
More Than Just Business
Great Clients GreatReviews
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We are availing the services of AIMS for our company’s insurance needs and have found their service to be reliable and professional. Their support and responsiveness make them a trusted partner for our insurance requirements.
Maya George
I had a great experience with AIMS. The team was very easy to work with. They gave us all the information we needed to make the right choice for health insurance that suited our needs the most.
Maya Gopi
I had a great experience with the service at AIMS Thrissur branch. I have no words to express my appreciation for the staff at this branch. The entire team operates with professionalism.
Farhan
A very prompt and really helpful broking team. Their Kochi office was very helpful and supportive in all my insurance needs…I strongly recommend their service for any type of insurance needs.
Rithu
While dealing with AIMS Cochin office for the settlement of my claim, i really impressed with the service provided by the team in that office especially the staff Ms Renya who was attending my claim.